Card Management and Spending Insights

Genius Wallet

Genius Wallet

All your cards in one place. Send money for free and see where your money goes each month, with AI spotting spending habits and savings.

About the Project

Genius Wallet is a digital wallet app that brings card management, peer-to-peer payments, and AI-powered spending insights into a single, clean interface.

The Problem

Managing multiple payment cards and tracking spending is fragmented. Users juggle different bank apps to understand their finances, and most tools surface data without meaningful interpretation.

Our Solution

Techup.AI built Genius Wallet for Android using Flutter. The app lets users add multiple cards, send money to other users instantly for free, and get AI-driven breakdowns of their spending patterns — not just data dumps, but real insights about where money is going and how to do better. The build combined our mobile app development with an AI layer on top.

Key Features

  • Multi-card management with virtual and physical card support
  • Instant peer-to-peer payments with no fees between users
  • AI spending analysis with category breakdowns and monthly trend tracking
  • Budget planner with monthly targets and overspend alerts
  • Biometric authentication and secure transaction verification

Technology Stack

Flutter frontend with FinTech payment APIs for card processing and transfers. OpenAI powers the spending analysis and insight generation. Biometric authentication secures every transaction.

Outcome

Genius Wallet delivers a consumer-grade fintech experience with an AI layer that actually helps users understand their money, not just track it.

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